{"id":3162,"date":"2011-08-22T02:05:16","date_gmt":"2011-08-22T02:05:16","guid":{"rendered":"https:\/\/development-partneresi-clients.connect.media\/?p=3162"},"modified":"2023-08-09T13:33:54","modified_gmt":"2023-08-09T20:33:54","slug":"when-do-you-need-to-think-about-seismic-risk","status":"publish","type":"post","link":"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/","title":{"rendered":"When Do You Need to Think About Seismic Risk?"},"content":{"rendered":"<h2 class=\"subtitle\">How Do You Know When You Need to Consider Seismic Risk? Several Seismic Zone Maps Can Provide Direction.<\/h2>\n<div class=\"field field--body\">\n<p>Most structured finance lenders\u2014CMBS, Fannie Mae, Freddie Mac\u2014and most life companies require a Seismic Damageability Assessment, a.k.a\u00a0<a href=\"https:\/\/www.partneresi.com\/services\/building-assessments-engineering\/seismic-risk-assessments\/\">Probable Maximum Loss Report<\/a>, if the asset being underwritten is in an area of the country with high seismic activity.<\/p>\n<p>A lot of people translate this to “everything in California”. Actually, 15 states have high seismic zones, and as exhibited yesterday with a 5.8 earthquake in Virginia, even relatively low-risk areas can be subject to major seismic activity.<\/p>\n<p><strong>U.S. Seismic Maps<\/strong><\/p>\n<p>So how do you know when you need to think about seismic risk? There are lots of maps of seismic activity for the United States, so which map should an underwriter use? The U.S. seismic map that almost everyone uses is\u00a0<a title=\"US UBC 1997 Seismic Zone Map\" href=\"https:\/\/www.partneresi.com\/resources\/library\/us-seismic-map\" target=\"_blank\" rel=\"noopener\">seismic map from the Uniform Building Code<\/a>\u00a0(1997). This map is integrated into one of the ASTM Standards (E2557 Standard Practice for Probable Maximum Loss (PML) Evaluations for Earthquake Due Diligence Assessments). It is typical to require Probable Maximum Loss Reports in areas classified as Zones 3 or 4 by this map.<\/p>\n<p>Continuing reading the GlobeSt blog\u00a0<a href=\"http:\/\/www.globest.com\/sites\/globest\/2011\/08\/22\/when-do-you-need-to-think-about-seismic-risk\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>How Do You Know When You Need to Consider Seismic Risk? Several Seismic Zone Maps Can Provide Direction. Most structured finance lenders\u2014CMBS, Fannie Mae, Freddie Mac\u2014and most life companies require […]<\/p>\n","protected":false},"author":17,"featured_media":3163,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1225],"tags":[2408,1764],"letter":[],"key_topics":[],"services-tag":[106],"class_list":["post-3162","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","tag-seismic-zone-maps","tag-seismic-probable-maximum-loss","tag-seismic-risk","tags-seismic-zone-maps","tags-seismic-risk","services-tag-seismic-risk-assessments-pmls"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.5 (Yoast SEO v23.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>When Do You Need to Think About Seismic Risk? | Partner ESI<\/title>\n<meta name=\"description\" content=\"When you need to think about seismic risk? The U.S. seismic map that almost everyone uses is\u00a0seismic map from the Uniform Building Code\u00a0(1997). Read to find out more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"When Do You Need to Think About Seismic Risk?\" \/>\n<meta property=\"og:description\" content=\"When you need to think about seismic risk? The U.S. seismic map that almost everyone uses is\u00a0seismic map from the Uniform Building Code\u00a0(1997). Read to find out more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/\" \/>\n<meta property=\"og:site_name\" content=\"Partner Engineering and Science, Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/Partner-Engineering-and-Science-Inc\/107586855937581\" \/>\n<meta property=\"article:published_time\" content=\"2011-08-22T02:05:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-09T20:33:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/partneresi.com.prod.mindgruve.com\/wp-content\/uploads\/2022\/09\/download-124.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"460\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Joseph Derhake, PE\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Partner_ESI\" \/>\n<meta name=\"twitter:site\" content=\"@Partner_ESI\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joseph Derhake, PE\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/\"},\"author\":{\"name\":\"Joseph Derhake, PE\",\"@id\":\"https:\/\/www.partneresi.com\/#\/schema\/person\/e70f2ea0c066054b602e77e0695e9d89\"},\"headline\":\"When Do You Need to Think About Seismic Risk?\",\"datePublished\":\"2011-08-22T02:05:16+00:00\",\"dateModified\":\"2023-08-09T20:33:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/\"},\"wordCount\":205,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.partneresi.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.partneresi.com\/wp-content\/uploads\/2022\/09\/download-124.png\",\"keywords\":[\"Seismic Zone Maps\",\"Seismic Probable Maximum Loss\",\"seismic risk\"],\"articleSection\":[\"Articles\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/\",\"url\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/\",\"name\":\"When Do You Need to Think About Seismic Risk? | Partner ESI\",\"isPartOf\":{\"@id\":\"https:\/\/www.partneresi.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.partneresi.com\/resources\/articles\/when-do-you-need-to-think-about-seismic-risk\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.partneresi.com\/wp-content\/uploads\/2022\/09\/download-124.png\",\"datePublished\":\"2011-08-22T02:05:16+00:00\",\"dateModified\":\"2023-08-09T20:33:54+00:00\",\"description\":\"When you need to think about seismic risk? 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